FLORIDA: The Most Dangerous Place on Earth

I never ceased to be amused (and amazed) while reading about the justification for the ever-increasing insurance rates when the insurance companies refer to Florida as ‘the most dangerous place in the world’. I find myself wondering whether they’ve ever been to Iraq…or maybe South Africa, Afghanistan, or even California, (everyone out there carries a gun).

I know…I know what you’re saying. Come on Mel, they’re not talking about safety as far as getting mugged or killed goes. They’re talking about the Hurricanes (oh those monstrous things) and how Florida is liable to be underwater with the next ‘big one’.

Believe me I don’t make light of the terrible damage that a category 4 or 5 hurricane will do. Between living on the coast of New England for most of my life and having lived here in Naples, Florida during the last 15 years, I’ve been through many and I fully understand the devestation that they can cause. But come on…Tell me that is justification for doubling and tripling our insurance premiums, and they have the nerve to try and get us to believe that these premiums still lag behind the risk.

I say that it’s all BS, as the insurance company executives sit up in their ivory towers, in their massive skyscrapers that they own for cash in Hartford, thinking Florida: The Most Dangerous Place In The World, while sipping on their margaritas.

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